Finance and service agents

Agents that collect, verify and answer.

Agents that collect what you are owed, verify new customers in seconds and answer support questions from your own documents. Every message and decision waits for a person.

14 day free trial • WhatsApp and email • Masked IDs only
Live demo

Try the Ops agents

Real engines, real output. No sign up. Change the input and run it again.

Input · try your own
Agent output
Run the agent to see real output. These are the same engines your team uses inside xAgents.
How it works

xFinance and xService in three moves

01 · Connect

Bring your data

Import receivables from Tally or Zoho as CSV, upload customer documents, add your FAQs and policies.

  • CSV, PDF, Word, web pages
  • Or push data through the API
02 · Run

Agents prepare the work

Reminders drafted by stage and tone, KYC checks scored, support answers found with sources.

  • Runs every night
  • Respects promises and disputes
  • Hands off when unsure
03 · Approve

People stay in control

Approve messages in the Outbox, decide KYC cases, and reply to handed off questions.

  • Send from your own WhatsApp or email
  • Every decision logged
Under the hood

Engines built to be checked, not trusted blindly

Powered by XDQ AgentOS. Every result shows where it came from, and every action waits for a person.

Reminder ladder

Six stages from three days before due to final notice, with UPI links and tone that firms up over time.

Identity validators

PAN structure, Aadhaar Verhoeff checksum, GSTIN check digit and state code, IFSC and Emirates ID Luhn check.

Grounded answers

Retrieval over your documents. Answers quote your text with sources, and hand off below your confidence threshold.

Approval gate

Outbox, case decisions and staff replies. Nothing reaches a customer without a person.

Who it is for

Built for the teams that carry the risk

NBFCs and lending apps

EMI reminders, KYC document checks and loan support answers.

B2B services and agencies

Chase invoices politely and consistently, without awkward calls.

Wealth and investment firms

Client KYC, renewals and support from your own terms.

Learn more →
Clinics and education

Fee reminders and answers to common questions on your website.

Distributors and wholesalers

Dealer dues by ageing bucket, with promise to pay tracking.

Gulf businesses

AED, SAR and other currencies, Emirates ID checks.

Workflows

Turn routine work into a system

Collect overdue invoices
  1. 1Import receivables
  2. 2Agent drafts the right reminder each day
  3. 3Approve and send on WhatsApp
  4. 4Record payment or promise
Onboard a customer with KYC
  1. 1Upload PAN, Aadhaar and bank proof
  2. 2Formats, check digits and matches verified
  3. 3Score and suggested decision
  4. 4Approve, reject or ask for more
Answer website questions
  1. 1Add FAQs, terms and pricing
  2. 2Widget answers with sources
  3. 3Unsure questions go to your team
  4. 4Replies become new FAQs
6
reminder stages
5
identifier validators
0
messages sent without approval
1 line
to add the support widget
Trust

Secure by default

A person approves every action

Agents draft. People decide. Every approval, decision and sign off is in the audit log.

Your data stays yours

Your documents are never used to train models. Export or delete everything at any time.

Least data stored

ID numbers are masked, document text used for checks is not kept, and keys are stored hashed.

Built by a security team

XDQ Labs runs AI security engineering. The same rules apply to xAgents itself.

Web app

Dashboard, Outbox, reports and audit log for your team.

Start free →
API

REST endpoints for every agent, with keys and usage logs.

Read the docs →
Website widget

A support chat bubble in one line of code.

Add the widget →
FAQ

Questions, answered

Does it send WhatsApp messages automatically?

No. Messages wait in your Outbox. When approved, they open in your own WhatsApp or email with the text ready, so customers hear from your number. Direct WhatsApp Business API sending can be set up for larger teams.

Does the KYC Agent replace official verification?

No. It checks formats, check digits and consistency across documents, which catches typos and many fakes before you spend on verification. Use it alongside the KYC registration agency, DigiLocker or bank verification your regulator requires.

Will the Support Agent make things up?

It only quotes sentences from your documents. When it is not confident, it says so and hands the question to your team.

Can I use my own payment link?

Yes. Add a UPI ID, bank details or a Razorpay page link in Ops settings and it appears in every reminder.

Do you store Aadhaar numbers?

No. Only the last four digits are kept, and document text used for checks is not stored.

Get paid faster, onboard safer, answer sooner.